By accessing the Garrison Bridge Superannuation Scheme ("Garrison Bridge") Website ("Website"), you agree to be bound by the terms and conditions set out below.

The domain name for the Website is owned by Lifetime Asset Management Limited ("Lifetime Asset Management"). The Website, content, and information available through the Website are owned and operated by Lifetime Asset Management.

Each page on the Website must be read in conjunction with this disclaimer and any other disclaimer that forms part of the Website.

Lifetime Asset Management has taken all reasonable care to ensure the accuracy of the information available on or through the Website. However, it is of a general nature only and does not take into account any individual's or group of individuals particular circumstances. Retirement Income Group makes no warranty, express or implied for accuracy, correctness, completeness or use of information that is available on or through the Website.

Lifetime Asset Management reserves the right to change the information on the Website, including these terms, at any time without notice. Please check these terms on a regular basis for changes. Any use of the Website after changes have been made to the terms indicates that you accept any changes Lifetime Asset Management has made.

Investment information

The information that is provided on this site is designed to provide general information only and does not take into account any individual's particular circumstances. It is not intended to provide investment advice. You should not rely on the information contained in this Website solely when making investment decisions.

None of Lifetime Asset Management or any of its related companies, or their directors, accept any liability for the reliance of any person on information contained in this Website or guarantee the repayment of capital or the performance or any particular rate of return from a fund.

While every care has been taken in producing and updating pricing, fees or details relevant to the investment on the Website, Lifetime Asset Management reserves the right to amend that information at any time.

Any historical returns set on this website are intended as a guide only. Past performance is not necessarily an indicator of future performance.


While Lifetime Asset Management believes the information contained within this Website is accurate at the time of compilation, neither Lifetime Asset Management nor any company or person associated with this Website takes any responsibility for any incorrect or outdated information contained herein. In preparing this Website, the author has not taken any individual investor's personal circumstances into account and this Website should not be relied upon as the basis for an investment decision.


Lifetime Asset Management owns the copyright to the information available on this Website including images, text, screens, web pages and logos. The information available on the Website may not be copied, re-used (other than as expressly intended by this site), modified or published without the written permission of Lifetime Asset Management. If you would like to use the information and services on this Website, for uses other than the intended use, please contact us.

User Conduct

With the exception of personally identifiable information, the use of which is covered under our Privacy Policy any material you send or post to this Website shall be considered non-proprietary and not confidential. By posting content to this Website you agree we will be free to copy, disclose, distribute, incorporate and otherwise use such material for any and all purposes.

When using this website you shall not post or send to or from this Website any material:

  • for which you have not obtained all necessary consents;
  • that is discriminatory, obscene, pornographic, defamatory, liable to incite hatred, in breach of confidentiality or privacy, which may cause annoyance or inconvenience to others, which encourages or constitutes conduct that would be deemed a criminal offense, give rise to a civil liability, or otherwise is contrary to the law; or
  • which is harmful in nature including, and without limitation, computer viruses, Trojan horses, corrupted data, or other potentially harmful software or data.

By posting content to this Website, you warrant and represent that you either own or otherwise control all of the rights to that content, including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the content, or that your use of the content is a protected fair use.

Lifetime Asset Management has no responsibility for the content of any material posted by Users and Users are individually liable for the accuracy and authenticity of their postings. Posts, comments and content posted by Users contain the opinions and views of theirs or others and Lifetime Asset Management is not responsible for such content. If a User violates this Agreement Lifetime Asset Management reserves the right in its sole discretion to: a. edit or delete in whole or in part such User's posted material appearing on; b. refuse access to all or portions of to such User; and/or c. terminate such User's right to access or use and/or membership.


Any links and references to other websites are provided for convenience and informational purposes only, and do not represent any endorsement by RIG of those websites or any information contained in those websites.

Lifetime Asset Management accepts no responsibility in relation to information on any other websites.

Under no circumstances should you create a link to this Website, without prior consent of Lifetime Asset Management. If you create a link to anywhere on the Website, Lifetime Asset Management accepts no responsibility for any loss, damage, liability or costs which arise from or in connection to the link.

New Zealand Law

The terms and conditions applicable to our Website are governed and construed in accordance with New Zealand law.